There is no equity without equal access to opportunity.
All three of our paths to homeownership follow the same application process. You must complete the interest form and a loan pre-approval with a participating lender to go under contract on a home, and you must complete an application and receive a letter of approval in order to purchase a home.
Qualify and apply first through our standard program and then indicate that you are interested in DOORS, our buyer-choice program. DOORS offers $50,000 or more in down payment assistance to help you purchase the open market home you want.
Qualify and apply to purchase one of ECLT’s recently remodeled or new construction homes.
Homes are available on a first come, first serve basis to our qualified waitlist.
SIPP was created to offer new options for homeowners at risk of foreclosure or displacement to stay in their homes and communities.
At Elevation, we work to eliminate barriers to homeownership. One way we do this is through down payment assistance (DPA) programs. We work with several DPA providers to ensure that our homeowners have an affordable mortgage. If you want to learn more about our DPA resources click on applicant resources here.
ECLT maintains one list of qualified applicants. Fully qualified applicants that are on this list are eligible to purchase ECLT homes for sale.
Applicants for DOORS and STEP must first be fully qualified through the ECLT application
process for ECLT homes for sale.
You may use a gift to supplement the required savings amount. However, at least $1,000 must be your own funds.
No, all applicants must submit a loan application & pre-approval from a loan officer listed on our Partner Lender page. We are not currently accepting applications for new participating lenders.
ECLT’s income determination is based on a 12-month income projection and will rarely match your lender’s income results.
No, an online application must be completed. Please contact us at info@elevationclt.org or 720-822-0247 for application assistance. You can also contact your lender or realtor for help.